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Charitable Gift Annuities: Good for PDF and You!

At the Parkinson’s Disease Foundation (PDF), we know that our donors have many options — not only regarding which organization to give to, but also in choosing among the different ways to give to an organization! An increasingly popular way to give to PDF — while making an investment for yourself — is the charitable gift annuity.

A charitable gift annuity allows you to make a needed gift to PDF in the long term while receiving an income for yourself or a designee during your lifetime. It is a contract under which PDF, in return for a transfer of cash or other property, agrees to pay a fixed sum of money for a period measured by one or two lives. The person who receives payments is called the “annuitant.” Usually, the annuitant is also the donor, but this is not always true. The maximum number of annuitants is two, and payments can be made to them jointly or successively.

The amount of income you receive from a charitable gift annuity depends on the size of the original gift, the number of annuitants and their ages. PDF uses the rates that are recommended by the American Council of Gift Annuities (ACGA), the most respected organization of its kind. Because we follow ACGA’s conservative recommendations, and because your annuity purchase is backed by PDF’s financial reserves, your annuity is secure.

By using cash or long-term appreciated marketable securities to purchase a gift annuity, you will obtain a fixed rate based upon the age or ages of one or two annuity income beneficiaries. You may choose the frequency of payments — typically, monthly or quarterly. And part of each annuity payment is tax-free. In addition, you can claim part of the purchase price as a charitable deduction on your current income taxes. In the future, the funds remaining in the gift annuity will be available to PDF to enable us to carry on with our important work to find a cure for Parkinson’s disease.

With a gift annuity, you will have no more worries about interest rates and economic fluctuations impacting your income. This is a way for you and/or a loved one to receive an attractive, lifetime-guaranteed fixed annual income and support PDF at the same time!

For a confidential, no-obligation calculation of a gift annuity unique to you, or to receive our booklet on planned giving options, contact Eddie Pelto, Director of Development, at (212) 923-4700 or e-mail